Certificates of Insurance – U.S. Ridesharing
Uber maintains commercial automobile insurance that covers U.S. partner drivers that operate under the “Ridesharing” or “Transportation Network Company” (“TNC”) model through Uber’s TNC subsidiaries, Rasier LLC and its affiliates.(1)
This coverage does not apply to partner drivers who are licensed livery or black car operators or taxis, which may also be requested through the Uber mobile application. Those livery partners maintain separate commercial automobile insurance pursuant to local law.
Due to differences in local laws, we maintain maintain separate policies for Ridesharing by state.
These policies are only applicable to partner drivers of Rasier LLC and its affiliates in the United States.
The first page is for the policy covering the period of time from accepting a trip until the trip has ended and the rider(s) has exiting the vehicle. The second page is for the policy covering the period of time from logging on to the Uber Partner app until accepting a trip.
You can find the certificate for physical damage policy for all US states except for Ohio and Texas here and the certificate for the policy for Ohio here. The Texas COI above includes physical damage coverage.
Here is a sample policy(2) from accepting a trip until the trip has ended and the rider(s) has exiting the vehicle: Illinois
Here is a sample policy(2) while logged in to the Uber Partner app but not yet matched with a rider: Illinois
Here is a sample of the physical damage policy.
1. Rasier LLC affiliates: Rasier LLC, Rasier-CA LLC, Rasier-DC LLC, Rasier-PA LLC, Rasier-MT (only in Montana), and Hinter-NM LLC (only in New Mexico).
2. Coverages and policy limits vary by state. Third party liability limits are are at least equal to or exceed those provided under the Illinois policy in all 50 states.
Note: Rasier LLC and its affiliates do not enable trips to be requested in the State of New York.